Pay Monthly TV No Credit Check in the UK

Finding the perfect TV can be challenging, especially if you have bad credit. Fortunately, there are several options in the UK for pay monthly TVs with no credit checks. These options allow you to enjoy the latest TV technology without worrying about upfront costs or credit checks.

This guide will help you understand your options and find the best provider for your needs.

pay monthly TV no credit check

Understanding Pay Monthly TV Options

What is Pay Monthly TV?

Pay monthly TV plans allow you to spread the cost of a new TV over several months. Instead of paying the full price upfront, you make smaller, more manageable monthly payments. This option is ideal for those who need a new TV but want to avoid a large one-time expense.

Benefits of Pay Monthly TV:

  • Affordability: Spread the cost over time.
  • Flexibility: Choose a payment plan that suits your budget.
  • Access to the Latest Technology: Upgrade to a newer, better TV without a huge upfront cost.

No Credit Check TV Financing

No credit check TV financing is designed for people with bad credit or no credit history. These plans do not require a credit check, making them accessible to more people. This can be especially beneficial if you’ve had trouble securing traditional financing due to poor credit.

Advantages of No Credit Check Financing:

  • Accessibility: Available to people with bad or no credit.
  • Quick Approval: Faster approval process since no credit check is involved.
  • Peace of Mind: No risk of impacting your credit score.

Top Providers for Pay Monthly TV with No Credit Check

TVs on Finance

TVs on Finance offers a range of TVs with no credit checks. Their flexible payment plans and quick approval process make it easy for anyone to get a new TV.

Key Features:

  • Wide Selection: Choose from various TV models, including UHD, 4K, and Smart TVs.
  • Flexible Payments: Decide when and how much to pay each month.
  • Free Delivery: Enjoy free delivery and installation.

Example Models and Prices:

  • 43″ 4K UHD Smart TV: £12.50 per week
  • 50″ 4K HDR Smart TV: £16.67 per week

Visit TVs on Finance for more information.

All On Tick

All On Tick provides an easy way to get a new TV with no credit check. They offer weekly and monthly payment options, allowing you to choose a plan that fits your budget.

Key Features:

  • No Credit Checks: Perfect for those with bad credit.
  • Flexible Plans: Choose between weekly or monthly payments.
  • Range of TVs: Options include brands like LG, Samsung, and Hisense.

Example Models and Prices:

  • 32″ Hisense HD Ready Smart TV: £6.67 per week
  • 55″ LG LED 4K Smart TV: £18.75 per week

Visit All On Tick for more details.

Martin Dawes

Martin Dawes offers interest-free TV rentals with no credit checks. This service is great for those who prefer renting a TV rather than buying one outright.

Key Features:

  • Interest-Free Rentals: Pay weekly or monthly with no added interest.
  • No Credit Checks: Accessible to everyone, regardless of credit history.
  • Free Maintenance: No repair bills, free delivery, and installation.

Example Models and Prices:

  • 49″ Smart Full HD TV: £6.64 per week
  • 65″ 4K Smart TV: £17.18 per week

Check out Martin Dawes for more information.

pay monthly TV UK

Buy Now, Pay Later (BNPL) Options for TVs

Popular BNPL Services

Buy Now, Pay Later (BNPL) services offer a flexible way to purchase a TV without paying the full price upfront. These services allow you to spread the cost over several weeks or months, often with interest-free options. Some of the most popular BNPL services in the UK include Klarna, Clearpay, and Zilch.

Benefits of BNPL Services:

  • Ease and Convenience: Shop online and pay later.
  • Flexible Payment Plans: Spread the cost over time.
  • No Interest Charges: Many BNPL options are interest-free if payments are made on time.

Top BNPL Providers:

  • Klarna: Split your purchase into three equal payments. Klarna performs a soft credit check, and no impact on your credit score if payments are made on time.
  • Clearpay: Pay in four instalments over six weeks. No credit check is required.
  • Zilch: Pay 50% upfront and the rest over six weeks in three instalments.

For more details, visit Finder UK.

Comparing BNPL Providers

When choosing a BNPL provider, it’s essential to understand the differences between them. Each service offers slightly different terms and conditions.

Key Differences:

  • Klarna: Soft credit check, £5 late payment fee after a 7-day grace period.
  • Clearpay: No credit check, £6 late payment fee if balance is unpaid.
  • Zilch: No credit check, pay 50% upfront.


  • Late Payment Fees: Be aware of potential late fees.
  • Credit Impact: Understand how each service affects your credit score.
  • Repayment Terms: Choose a provider that offers a repayment plan that suits your financial situation.

Catalogue References for Purchasing Electronics with Bad Credit

Yes Catalogue

Yes Catalogue offers a wide range of electronics, including TVs and gaming consoles, with no credit checks. This makes it an excellent option for those with bad credit.

Key Features:

  • No Credit Checks: Accessible to everyone.
  • Flexible Payments: Choose from various payment plans.
  • Product Range: Includes TVs, PS5s, and other electronics.

For more information, visit Yes Catalogue.

Accepted Catalogue

Accepted Catalogue provides easy financing options for a variety of electronics. With no credit checks required, it’s ideal for customers with bad credit.

Key Features:

  • Easy Approval: No credit checks.
  • Affordable Payments: Low weekly or monthly payments.
  • Wide Selection: Includes TVs, gaming consoles, and more.

Check out Accepted Catalogue for details.

Flava Home

Flava Home is another great option for purchasing electronics with bad credit. They offer a range of products with flexible payment options.

Key Features:

  • No Credit Check: Accessible to everyone.
  • Flexible Payment Plans: Choose a plan that fits your budget.
  • Range of Products: TVs, PS5s, and other electronics.

Visit Flava Home for more information.

TV on finance pay monthly

Additional Tips for Choosing Pay Monthly TV Providers

Factors to Consider

When selecting a pay monthly TV provider, consider several factors to ensure you get the best deal.

Important Factors:

  • Interest Rates: Look for 0% interest options.
  • Total Cost: Calculate the total cost over the payment period.
  • Terms and Conditions: Read the fine print to understand your obligations.

Provider Comparison:

  • TVs on Finance: Wide selection, flexible payments, free delivery.
  • All On Tick: No credit checks, flexible plans, variety of brands.
  • Martin Dawes: Interest-free rentals, no repair bills, free delivery.

Managing Payments Responsibly

To avoid financial strain, manage your payments responsibly.

Tips for Managing Payments:

  • Set a Budget: Determine how much you can afford each month.
  • Timely Payments: Always pay on time to avoid fees.
  • Track Expenses: Keep track of your payments and remaining balance.

By considering these factors and tips, you can choose the best pay monthly TV provider that fits your needs and budget. Enjoy the latest TV technology without the financial burden of upfront costs.


In conclusion, finding a pay monthly TV with no credit check in the UK is possible and can be a smart financial decision. By understanding your options and choosing the right provider, you can enjoy the latest TV technology without a large upfront cost. Here’s a quick recap of the key points discussed:


  • Understanding Pay Monthly TV: Spread the cost over time with manageable monthly payments.
  • No Credit Check Financing: Ideal for those with bad credit, offering quick approval and peace of mind.
  • Top Providers: TVs on Finance, All On Tick, and Martin Dawes offer flexible plans without credit checks.
  • BNPL Services: Klarna, Clearpay, and Zilch provide additional flexibility with various payment options.
  • Catalogue References: Yes Catalogue, Accepted Catalogue, and Flava Home offer electronics with no credit checks.

By following these guidelines and tips, you can find a pay monthly TV option that fits your budget and needs, allowing you to enjoy high-quality entertainment without financial stress.

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